2022 Insurance Services Office Rating
For more information see www.iso.com (appendix H)
What is ISO?
ISO is a service that provides rating and other services to property and casualty insurance industries. The goal is to recognize the impact that public fire protection has on individual homeowner property fire rates given that fire protection can affect the percentage of loss value that could be expected in the event of a fire. There are 10 categories 10 meaning lowest level of fire protection to a Class 1 (Class 1 = lowest annual property insurance).
The Tri-Lakes Monument Fire Protection District uses two ratings for our fire district as of January 2022, provided you are within 5 road miles of a fire station and reside within the fire district (a Tri-Lakes Monument Fire Protection District levy is on your annual property tax bill). ISO's main criteria are mainly performance-oriented meaning ratings are largely based on the quantity of water a fire department crew can flow water and the duration of the water flow. Developments with cistern access can qualify as a Class 3 rating providing there are 30,000 gallons of water in the cistern.
Wescott Fire Protection District effective June 1, 2021 is an ISO rating of a 2. Click here for more information
Steps to determine your ISO rating
1. Verify with the El Paso County Assessors website which fire protection district you are in.
2. Google the distance from your property to the nearest fire hydrant.
3. Google distance from your property to the nearest fire station.
Click here to see the map
Class 3 TLMFPD properties located within 1000' of a fire hydrant
Class 3Y TLMFPD properties outside of 1000 feet and within 5 road miles of a fire station
Class 2 Wescott Fire Protection District
If you are beyond 5 road miles from a fire station then you have the following ratings:
Class 10W for all properties located within 1000' from a water source
Class 10 for all properties located farther than 1000' from a water source
Each engine and ladder truck carries three fire extinguishers (dry chemical, CO2, and water) as well as 20 gallons of foam plus 10 additional,
TLMFPD engine carries 1000 gallons of water ( We have two)
TLMFPD reserve engine carries 750 gallons of water
TLMFPD ladder truck carries 300 gallons of water
Wescott engine carries 750 gallons of water
Wescott engine carries 500 gallons of water
Wescott tender carries 3500 gallons of water
Wescott tender carries 1500 gallons of water
We have mutual aid agreements with all of our surrounding fire departments.
TLMFPD and Wescott are career department that staffs four fire stations 24-hours a day.
Station 1-18650 Hwy 105 -Platform ladder truck, wildland type 4 engine (1800 gallons of water total)
Station 2-18460 Rollercoaster Road -Engine, type 6 brush truck (1050 gallons of water total)
Station 3-1855 Woodmoor Drive -2 Engines , type 6 brush truck (1800 gallons of water)
Station 4-15415 Gleneagle Drive -Engine, tender, type 6 brush truck (4800 gallons total)
Station 5- 15055 Colorado Highway 83 -Engine, ladder truck (800 gallons of water total)
Times are very difficult to predict due to inclement weather. For best estimate, Google distance from the house in question to the nearest fire station.
For more information, contact Division Chief Bumgarner at firstname.lastname@example.org